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VP - Commercial Banking Officer
Location:
Waunakee, WI
Description:
Job Posting VP - Commercial Banking Officer One Community Bank is seeking a VP - Commercial Banking Officer to join our team in Waunakee, WI .A modern, progressive and forward-leaning bank focused on serving our clients, supporting our colleagues and investing in our communities. The one bank that's different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 10 locations in Oregon, Adams, Grand Marsh, McFarland, Middleton, Oxford, Stoughton, Sun Prairie, and Waunakee. Come grow with One Community Bank! We have been voted Best Place to Work five years in a row! Summary: Develops commercial lending portfolios, client relationships, and ensures that applicable bank lending policies and practices are followed. Works to achieve a fair rate of return, while minimizing the risk to the Bank. Develop and maintain a commercial oriented loan portfolio which actively promotes and maximizes the Bank's return on investments and return on asset goals. Essential Duties and Responsibilities include the following: Serves the client by analyzing the potential of the client and justifying the risk associated with each credit. Be involved with the community through civic activity, service organizations, and professional associations to develop new business and enhance the Bank's image. Provides superior customer service to clients with regard to loans, Treasury and other banking products - actively cross-selling of all bank products. Assists with commercial lending policies and operating procedures that are consistent with overall bank policies and operations objectives. Assists with the establishment of interest rate guidelines, fees, and other charges that harmonize with overall bank policies and are competitive and profitable for the Bank. Interviews commercial loan clients and takes applications while advising the client of the Bank's lending criteria. Analyzes financial statements and spreads including adequacy of income and sufficiency of collateral when required. Makes on-site visits to client's business to analyze the management of the business for potential credit risk. Prepares and presents credit presentations for the Loan Committee when needed for approval Approves or disapproves loans within established lending credit limits and prepare and collect loan documentation for closing. Prepares Adverse Action documentation for loans that are denied. Closing of the loan - checks accuracy of documents, while making sure client signs in all appropriate places and understands all the documents. Monitors loan performance, loan agreements, financial statements, and monitors the collateral. Collects past due loans as necessary to prevent charge-offs and losses to the bank, including phone calls, letters, collateral repossessions, and foreclosures. Actively calls on customers outside the Bank and maintains continual follow-up to promote the Bank and Bank products. Maintains loan files to meet all compliance and regulatory requirements. Handles all questions regarding government sponsored SBA and other loan products offered by the bank. The duties and responsibilities described are not a comprehensive list. Additional tasks may be assigned as necessitated by business demands. Benefits Include: 401(k), 401(k) matching Health Insurance (Choose from 5 plans) Dental insurance Flexible spending account Life insurance and Universal Life Insurance Long-term and Short-term Disability Insurance Paid time off Vision insurance Pet Insurance Wellness Program Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big! We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World!One Community Bank is an equal opportunity employer.
Company:
One Community Bank
Posted:
December 26 2023 on ApplicantPro
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More About this Listing: VP - Commercial Banking Officer
VP - Commercial Banking Officer is a Executive VP Job at One Community Bank located in Waunakee WI. Find other listings like VP - Commercial Banking Officer by searching Oodle for Executive VP Jobs.
VP - Commercial Banking Officer is a Executive VP Job at One Community Bank located in Waunakee WI. Find other listings like VP - Commercial Banking Officer by searching Oodle for Executive VP Jobs.