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Lending Officer
Location:
Fraser, MI
Description:
Repots to: SVP, Member ServicesResponsible for reviewing all loan requests, making underwriting decision, preparation of the loan documents, and for the funding of all loans in a centralized environment. The Lending Officer will review and prepare loan documents in accordance with CU policies and Federal regulations. The Lending Officer is also responsible for maintaining a working knowledge of current loan products, promotions and procedures. Duties: 1.) Receive submitted applications and make prompt manual underwriting decision for Personal, Vehicle, Recreational, Credit Cards, Home Equity and Mortgages.2.) Review loan documents for funding in our centralized funding environment. Ensure that the proper loan documents are provided by the lender, and ensure proper signatures are obtained.3.) Prepare loan documents for branch closings4.) Work with and train lenders on proper funding procedures and loan documentation.5.) Will be proficient in using the following computer software: Microsoft Office, Credit Union Core System Portico by Fiserv, Meridian Link, MC Software and others .6.) Ensure that each collateralized loan has proper insurance coverage, as required by loan policy. Ensure that the lien is perfected on collateralized loans.7.) Be able to give payment quotes, used car quotes, or provide any loan service he/she is authorized to perform.8.) Assist in special loan/lending related projects as they arise.9.) Maintain loan funding grades at or above the goal provided by management.10.) Follow the Cu's collections and recovery process11.) Maintain effective collections and delinquency tracking reporting.12.) Maintain a Lending Program under direction of Senior Management to include but not limited to: Lending Specials, Rate Reviews, Post Closing ProcessingQualifications: Education/ Certifications/ Licenses: - 4 year degree ; Education and Experience will be considered.- NMLS Number or be able to obtain Experience: At least three years of similar or related experience, including time spent in preparatory positions. Must have prior underwriting experience. Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization, generally regarding routine matters for purposes of giving and obtaining information, as well as advising or referring, which commonly require shorter discussions. Job Posted by ApplicantPro
Company:
Live Life Federal Credit Union
Posted:
December 27 2023 on ApplicantPool
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More About this Listing: Lending Officer
Lending Officer is a Sales Lending Officer Job at Live Life Federal Credit Union located in Fraser MI. Find other listings like Lending Officer by searching Oodle for Sales Lending Officer Jobs.
Lending Officer is a Sales Lending Officer Job at Live Life Federal Credit Union located in Fraser MI. Find other listings like Lending Officer by searching Oodle for Sales Lending Officer Jobs.