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Vice President of Consumer Lending | VP in Executive Job at Northwest Credit Union Association in 1

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Vice President of Consumer Lending

Location:
Olympia, WA
Description:

The Vice President will drive consumer lending origination strategies and business plan with the support of direct reports, who will manage the day-to-day operations and delivery of service in each department. They will take the opportunity to assess workflows through a strategic lens, leading to results in streamlined and simplified processes that improve the member experience, create operational scalability during production peaks, and monitor/improve ROI on consumer loan originations. The VP will participate actively in strategic routines designed to create organizational transparency, prioritization, and alignment of cross-divisional and department efforts.As the VP of Consumer Lending, your day might include: Development, oversight, and implementation of the annual Consumer Lending strategy and Business Plan. Overseeing productivity and workflow efficiencies of all consumer lending back-office operations in a centralized environment. Providing strong leadership to managers in each area of responsibility through regular coaching, evaluations, employee development and training. Practices consistent management routines and applies sound principles of change management, especially with division-wide projects and system conversions. Developing and implementing lending policies and underwriting guidelines to ensure quality and integrity of loan portfolio. Recommending new products and pricing strategies to meet current and future member needs. Managing product margins while maintaining the quality of the consumer loan portfolio. Works closely with Finance to manage the Pricing Methodology that supports business plan objectives, supports saying "yes" responsibly to as many members as possible while ensuring that loan pricing is commensurate for the risk. Ensuring achievement of service level standards, specifically Voice of Member and Service to Co-worker Surveys. Maintaining knowledge of the lending landscape to ensure WSECU's lending products remain relevant. Assuring compliance with state and federal laws. Recommending and overseeing related budgeting of revenue, expense and production projections while managing to loan portfolio concentration/mix targets. Partnering with the Marketing Department to drive results toward meeting production goals. Collaborating with all areas of the credit union and external business partners to accomplish strategic goals and ensure the appropriate levels of compliance and service.What you bring to the team: Bachelor's degree in business or a related field, with at least ten years of experience in a financial institution leading all aspects of consumer lending (indirect lending, home equity lending, centralized underwriting, centralized processing, loan origination systems, point of sale solutions, credit risk management, project management and/or oversight), with at least five years at the management or executive level, and at least two years of leadership within an organization of $2 billion or greater in assets. Related experience may be substituted year for year for academic achievement. Proven ability to understand and introduce emerging and innovative technology that drives efficiency, enhances the borrower experience, renders more reliable credit decisions, and/or reduces costs. Strong organizational, communication, analytical, project management, problem solving and decision-making skills required. Proven leadership skills and the ability to drive high quality loan growth through lending products and delivery channels and superior member service. Thorough knowledge of all state and federal regulations pertaining to consumer loans. Proficiency in PC software, including Microsoft programs and standard lending systems and the ability to learn credit union-specific operating systems and programs. Budgeting and strong presentation experience.Preferred: Lending Compliance Certification Proven experience in consumer loan collectionsCompetitive Base Pay Range: $143,794.61 - 239,657.69 annually, dependent on relevant qualifications, plus an annual discretionary incentive plan and benefits packageThe range above allows our employees room for growth through annual merit and other pay increases during their tenure in the position.Where we're located: 330 Union Ave, Olympia WA. Employees must reside and perform all work in the state of Washington. This is a hybrid position that blends working in-office and from home. Works onsite in Olympia Headquarters at least 2 occasions per week, Wednesdays and one other day per week, with flexibility to report onsite more often for business needs.When you'd work: Monday - Friday, 8:30 am - 5:30 pm, full time minimum 40 hours per week, with scheduling flexibility to meet service needs for this Exempt position.Working from home/hybrid requirements: Reliable, high-speed home internet connection Private, confidential workspace, away from distractions and other people Suitable desk/surface and desk chairPerks: Here are a few benefits and perks we offer: 401(K) with 8.5% Contribution by WSECU to begin first quarter after 1 year of service Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU Full-Time Regular employees accrue general leave and sick leave on a monthly basis 11 Paid Holidays Employer paid Long Term Disability & Long-Term Care plan for Full-Time employees Tuition Assistance Employee Assistance Program & Employee Discounts And you get to work with some awesome people!WSECU is honored to be recognized as the number one credit union in the state on Forbes magazine's list of best credit unions in Washington. Members are at the heart of everything we do. Their feedback helps us determine our path and knowing that same member feedback led to this recognition is incredibly rewarding.Ind1#LI-Hybrid We look forward to reviewing your application! All applicants must include a resume.Visa sponsorship not available.Contact us at 1.800.562.XXXX x11111 with any questions. We champion our employees' unique differences because we believe diversity is critical to the success of our members and the communities we serve. We're proud to provide a workplace based on equality and do not discriminate based on race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact 800.562.XXXX x11111 or email us for assistance. #J-18808-Ljbffr
Company:
Northwest Credit Union Association
November 12 on TopUSAJobs
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More About this Listing: Vice President of Consumer Lending
Vice President of Consumer Lending is a Executive VP Job at Northwest Credit Union Association located in Olympia WA. Find other listings like Vice President of Consumer Lending by searching Oodle for Executive VP Jobs.