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Vice President, Commercial Banking | VP in Executive Job at Western Alliance Bancorporation in San1

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Vice President, Commercial Banking

Location:
San Jose, CA
Description:

Vice President, Commercial BankingReq No. 2019-5118Affiliate Western Alliance BankCategory Commercial & Industrial LendingType Regular Full TimeCity San Jose Overview The Vice President, Commercial Banking is responsible for soliciting, negotiating, underwriting and coordinating the closing of major and complex commercial and business loans with a primary focus on Mortgage Warehouse Finance. The assigned territory primarily covers Washington, Oregon, Northern California, Colorado, Utah and parts of Montana and Idaho. The position is responsible for attaining established individual, division and corporate goals through active participation in sales management and officer call programs. The Vice President, Commercial Banker will promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. Responsibilities Engages in business development activities and solicitation of new business; actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services. Interviews prospective candidates and requests specified details related to loan or credit application; corresponds or re-interviews candidates to resolve questions regarding application info. Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Gathers and analyzes all details necessary to present a financing request to senior management or Loan Committee for approval; meets with existing or potential customers; visiting sites of loans; negotiates loan terms and conditions; approves loans within established lending limits or refers and recommends acceptance to the Chief Credit Officer, Regional President or Loan Committee. Coordinates processing of approved loans; ensures loans are processed according to agreement, customer needs and conform to Bank lending policies; obtains sufficient details and/or documentation from customers; solves problems relative to processing and servicing of loans within his or her portfolio; approves loan disbursements in accordance with agreements. Ensures that credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.Ensures that certification or deletion of collateral is made by the appropriate personnel. Negotiates, underwrites and processes renewals of credit facilities. Approves loan payments, draws from lines of credit, and fund transfers within specified limits. Authorizes commitment, engagement, action, and decline letters. Contributes to the overall profitability of the region; implements costs controls, income generation, and branch and region marketing efforts; monitors expenses to ensure compliance with budget. Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees. Understands business implications of decisions; displays orientation to profitability, demonstrates knowledge of market and competition; aligns work with strategic goals. Develops and maintains knowledge of financial industry, economy, market conditions, rates, vendors and competition. Represents the Bank in various, civic, community development, and CRA functions to further enhance the Bank’s image and develop additional business; assists the Bank in establishing and maintaining market position in the financing arena.Updates and corresponds with legal counsel and collectors on workouts, bankruptcies, and charge-offs to ensure all possible precautionary actions or measures are taken. Directly responsible in meeting annual deposit and loan growth goals assigned by senior management. Requirements Bachelor’s degree (BA) or equivalent from a 4 (4) year college or universityFive (5) years or more of Commercial Credit, Underwriting and Loan Origination background including the soliciting, negotiating, underwriting and closing of commercial Loans. Specific warehouse finance background a plus. Advanced knowledge of related state and federal lending and compliance regulations.Exceptional oral, written and interpersonal communication expertise.Ability to develop marketing and business development plans to increase business.Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.Exceptional organizational and time organizational skills.Ability to work with no supervision while performing duties. Western Alliance Bancorporation is committed to equal employment and will consider all candidates who are qualified without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic info. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email recruiterwesternalliancebank.com or call (602) 797-XXXX. About Western Alliance Bank With more than $20 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is 1 of the country's top-performing banking companies and has ranked in the top ten on the Forbes "Best Banks in America" list for 4 consecutive years, 2016-2019. Its primary subsidiary, Western Alliance Bank, Member FDIC, helps business clients meet their growth ambitions with local teams of experienced bankers who deliver superior service and a full spectrum of customized loan, deposit and treasury management capabilities. Business clients also benefit from a powerful array of specialized financial services that provide strong ability and tailored solutions for a wide variety of industries and sectors. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide. For more info, visit westernalliancebank.com. Socialize this job opportunity to a friend, colleague, or family member: FacebookTwitterPrintEmailAddThisApplication FAQsSoftware Powered by iCIMS
Company:
Western Alliance Bancorporation
Industry:
Accounting & Finance
September 21 on Adzuna
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