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Mortgage Originator - Grimes
Location:
Grimes, IA
Description:
When you become an employee of Midwest Heritage, you enjoy the friendliness and direct customer care of a community bank while also enjoying the many benefits of a larger organization, Hy-Vee. Hy-Vee is one of the largest employee-owned companies in the United States. With the family of Hy-Vee companies, your career opportunities are endless. The core of our culture is taking care of the customer and taking care of each other. Our employees appreciate that their contributions make a direct impact on the success of our business as well as their own personal and professional growth. We invite you to join our team of friendly, fun, and hard-working employees. The Mortgage Originator is responsible for soliciting, negotiating and coordinating the closing of residential loans in compliance with the Bank's lending policies and procedures and promotes business for Midwest Heritage by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Mortgage Originator assists in attaining established goals through active participation in sales calls and meetings. Essential Functions:Origination of Mortgage Loans:• Develops, negotiates, and coordinates the closing of residential loans.• Interviews loan applicants and collects and analyzes financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request.• Ensures that financial transactions and sales methods minimize financial risk and complies with all the legal and regulatory requirements.• Ability to meet and maintain monthly loan production goals for mortgage, consumer, and credit life and disability.Management of Loans:• Ensure established lending requirements are met and provide maximum profitability to the bank with a minimum of risk.• Establish and negotiate where necessary the terms under which credit will be extended, including the cost, repayment method and schedule and collateral requirement.Sales:• Sells and markets the bank's loan and deposit products through personal interaction with Hy-Vee and subsidiary employees on a regular basis.• Analyzes and identifies local market niches, business development, product and service opportunities and recommends pricing strategies to achieve product and service goals.• Develops key relationships in the market through active participation in professional and civic activities.• Participates in community-related activities and exhibits leadership involvement.Planning/Strategizing:• Assists the Bank Manager and Operations Supervisor in planning, developing, and implementing annual bank office goal strategies and budgets to enhance productivity, meets or exceedsls, maximizes income and meets profitability objectives.Customer Service and Other:• Provides friendly, efficient, and accurate assistance to internal and external customers• Promotes business for Midwest Heritage by maintaining good customer relations and referring customers to appropriate staff for new products and services.• Ensures the customer is satisfied with the products and services they obtain; answers questions concerning customer's accounts.• Has working knowledge of interest rates, payments, and loan policy.• Has working knowledge of bank deposit products.• Presents a positive image of Midwest Heritage and the consumer financial services business.Administrative:• Prepares weekly call/sales reports on contacts made and applications sent to the Bank.• Assists customers with loan application preparation.Secondary Duties and Responsibilities:Performs other job-related duties and special projects as required.
Company:
Midwest Heritage
Posted:
December 26 2023 on ApplicantPool
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More About this Listing: Mortgage Originator - Grimes
Mortgage Originator - Grimes is a Sales Mortgage Originator - Grimes Job at Midwest Heritage located in Grimes IA. Find other listings like Mortgage Originator - Grimes by searching Oodle for Sales Mortgage Originator - Grimes Jobs.
Mortgage Originator - Grimes is a Sales Mortgage Originator - Grimes Job at Midwest Heritage located in Grimes IA. Find other listings like Mortgage Originator - Grimes by searching Oodle for Sales Mortgage Originator - Grimes Jobs.